Hi, Taehyung-ah 😊😃 How are you today? I hope that you’re happy today. I wonder what you’re doing today. You must have been busy with taking three (and maybe even more) projects at the same time. Be confident and optimistic, okay? Congratulations, Taehyung-ah, on being the new brand ambassador of Sim Invest, which is the investment flagship of one of the leading conglomerates in Indonesia. They also held large businesses in real estate, financial services, telecommunications, and more 🥳🎉👏🙌.
Congratulations, too, for leading the Sim Invest app climb 466 spots on Google Play Top Finance app category. Woah, there are sure to be big and popular trading and banking apps worldwide and it’s such amazing that Sim Invest’s app now joined the circle up close at 143th spot currently. It’s also amazing that it climbs 214 spots on App store Indonesia finance category and is not at #26. Congratulations, 🥳🎉👏🙌.
This is really a huge privilege and responsibility, Taehyung-ah. You’ll be impacting the lives of youth and people of all ages more practically and smartly. I commend you for taking this mature choice.
South Korea has become the wealthy nation that it is now because you have been introduced to smart investing practices early on – years ago. I learned about that in an Economics lesson before and when I started venturing into investing. I’ve also learned that your country is among the countries with the highest percentage (in direct proportion to population) of common investors in Asia, alongside Japan and Singapore. I’m not sure if this is still relevant since this data was from many years ago.
This investment practice has allowed some people (I think you call them chaebols) to rapidly increase their wealth and rise into power. That proves beneficial as we can now see South Korea as leading in the countries with the highest percentage of applied technology.
Of course, this increase in wealth is built over decades. This is something that new investors must understand. Real wealth accumulation is proportional to time.
I hope that investing platforms will provide financial education to the youth or anyone willing. I think the basic principle of handling finances, including investments, is to be wise with your money and anything directly related to it such as your savings, resources, property, etc.
Don’t spend too much. Don’t spend on anything that you don’t need. Saving is still the best thing you can do to prepare for the future. Before you invest, it is wise to save enough money that can secure you for 1-2 years. After that, invest only the amount that you don’t need right now or in the near future.
When you invest, think of growing your money slowly but surely. If you join highly risky investments, just put in a very tiny bit of your money (less than 5% of your investment). It’s always better to be safe than sorry. The wisest thing when it comes to money is to deal with others fairly. Financial and marketing companies typically have hidden fees. Remind yourself this: do not pay for what is not needed.
It would be wonderful if the youth can start being financially literate early on rather than learning it in their late 40s or 50s when they’re about to retire. Money is like water. You have to store it or else it will just flow out freely. If it flows out, it should be to places where there could be more amount of water, right?
I only have a brief working experience in the financial sector so I can’t give an expert piece of advice. What I can say about investing is to never “walk on dangerous (or suspicious) waters”. These waters include cryptocurrency and other money-making schemes that are publicly known as largely taking part in illegal activities.
Young investors have to remember though that in any investing, they are 100% guaranteed to lose money. Only time will tell if it’s gonna be 100% or just 1%, or in-between, of their capital. You need to read into many factors like the company, the industry, the customer behavior, the current and future situations, and more.
I do agree with your SimInvest YouTube video ad, Taehyung-ah. You have to understand investing as if you are trying to understand a friend. You know it will help you immensely but it will also disappoint you many, many times. During these times, you have to remember that it never actually meant to disappoint you – just, things happen out of everyone’s control. You need a bit of that wisdom and patience when you invest.
Still, you may not be able to recover if you make real bad decisions. Don’t invest in things that you can’t trust, you don’t believe in, and won’t be honest with you. Some companies indulge in something illegal to earn more money. Some hide or cover bad news so that they won’t lose investors. Manipulation exists in all hierarchies, but it’s the manipulation of these kinds that are really maleficent. No company will ever be perfect, but there will be ones that could be right for you especially when you live the same values, goals, and dreams, and have the potential to grow together.
I tend to be religious so my views about money are often in a suspicious light. I am always reminded that how we use our money is a reflection of how we view ourselves and the things that matter to us. Money, after all, is still power to anyone who handles it, rich, poor, or in-between. For me, there should be freedom to do what we want and not be limited to the status quo. I use my money in the same way.
The money principles I have acquired are from free seminars and financial books in libraries though. They’re surely not that comprehensive compared to financial advisors. The books may already have been outdated too. It’s been almost a decade since the first time I started reading financial stuff back in 2014. However, those are core principles in spending, saving, and investing. I don’t think they’d become irrelevant to people who are trying to not lose big-time while still make profits.
Money indeed is in the adult world. Some meaningful maturity is needed to delve into these realities. I hope the youth would know these things early on while they’re still fertile ground for learning and while they still have so much time for trial and error in growing the trees of their dreams.
I hope you’ll also achieve your financial goals, Taehyung-ah. Thank you so much for giving the youth a way to take control of their future. I hope all things will go well. I hope this project can help so many people of all ages, races, and backgrounds.
I love you so much, Taehyung-ah. I, and so many of your armys, love you so much. Always remember that. May we always be your friends to make you comfortable. May we be among your many sources of strength and vitality so that you can go beyond and be successful in any endeavor you’ll take this year. We’ll support you through thick and thin. Please take good care of yourself. Eat and sleep properly and keep a healthy lifestyle and optimistic mindset. May your days always be filled with happiness, graces, and blessings. May all your dreams come true and may you be happy, successful, and peaceful in 2023 👼😘. Borahae, Saranghae, Taehyung-ah 💜💜💜💚💚💚❤️❤️❤️.
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